What are the key benefits established under the ACA regarding lifetime limits on coverage?

The Affordable Care Act (ACA) made significant changes to health insurance coverage, particularly regarding the imposition of lifetime limits. One of the key benefits established under the ACA is the prohibition of lifetime limits on essential health benefits. This means insurance companies are no longer allowed to set a cap on the total amount they will pay for an individual’s healthcare over the course of their lifetime. This was a critical measure to ensure that individuals with serious or chronic illnesses do not face financial hardship due to inadequate coverage limits.

Additionally, the ACA requires that insurers justify any increases in premiums, adding a layer of consumer protection. This transparency is designed to keep health care costs in check and provides individuals with the confidence that they will have access to necessary services without hitting a limit on coverage.

While other options mention aspects such as preventive care and customer service improvements, they do not specifically address the crucial aspect of lifetime limits on coverage that the ACA aimed to eliminate, making the first choice the most accurate representation of the benefits provided under the law.